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import {
IParsedData,
TBusinessOwner,
TFeeObject,
TMerchantBaseContextData,
} from "@components/Merchants/MerchantPreview/data.types";
import {
betterPhoneNumber,
formatSSN,
parseTaxID,
} from "../GiveMerchantFile/hooks/helpers";
import { getServicePhoneNumber } from "@utils/helpers";
import { capitalizeFirstLetter, parseAmount } from "@utils/index";
import { normalizeAddress, formatAddressDisplay } from "@utils/address";
import { getCountryNameFromCode } from "@utils/country_dial_codes";
import { formatInUTCMoment, isEmptyPhone } from "@utils/date.helpers";
import {
CHARGEBACK_FEE,
CURRENCY,
DESCRIPTOR_PREFIX,
AUTOMATED_CHARGEBACK_DISPUTE_FEE,
CHARGEBACK_REFUND_FEE,
} from "@constants/constants";
import { BUSINESS_PURPOSE_FIELD } from "@constants/constants";
import { renderBODeps } from "@components/ProfilePage/BusinessProfileSetupNew/utils/principal.utils";
import { findBankByRoutingNumber } from "@utils/bank_list";
import { computeAgeOfBusiness } from "@components/Merchants/MerchantPreview/helpers/parsers";
import { BUSINESS_CUNDUCTED_OUTSIDE_USA } from "@constants/stringConstants";
import { useGetFeatureFlagValues } from "FeatureFlags/useGetFeatureFlagValues";
import { checkPortals } from "@utils/routing";
import useCheckEnvironment from "@hooks/common/useCheckEnvironment";
import { processorMap } from "@features/Merchants/MerchantSidePanel/constants";
import { calculateFeePerTransaction } from "@features/MerchantPortal/ManageMoney/modals/SendMoneyModal/helpers";
export default function useSnapShot({
defaultContext,
}: {
defaultContext?: TMerchantBaseContextData;
} = {}) {
const { isEnterprisePortal, isEnterpriseTable, isMerchantPortal } =
checkPortals();
const { domain } = useCheckEnvironment();
const context = useMerchantSidePanelContext();
const { data } = defaultContext ?? context;
const { isMerchantProcessorEnabled } = useGetFeatureFlagValues();
const hiddenProcessor =
!isMerchantProcessorEnabled ||
isEnterprisePortal ||
isEnterpriseTable ||
isMerchantPortal;
const merchantInfo = getMerchantInfo(data, { hiddenProcessor, domain });
const businessProfile = getBusinessProfile(data);
const primaryAccountHolder = getPrimaryAccountHolder(data);
const businessOwners = getBusinessOwners(data);
const bankAccounts = getBankAccounts(data);
const fees = getFees(data);
return {
...fees,
merchantInfo,
businessProfile,
primaryAccountHolder,
businessOwners,
bankAccounts,
};
}
const getBankAccounts = (data: IParsedData) => {
const bankAccountList = data?.bankAccountList || [];
return bankAccountList?.map((bank) => {
return [
{
label: "Bank Name",
value: bank?.bankName || findBankByRoutingNumber(bank?.routingNumber),
},
{ label: "Account Type", value: bank?.type },
{ label: "Business Name on Account", value: bank?.name },
{ label: "Account Number", value: bank?.accountNumber },
{ label: "Routing Number", value: bank?.routingNumber },
];
});
};
const getBusinessOwners = (data: IParsedData) => {
const businessOwnersList = data?.businessOwnersList || [];
const getDocType = (owner: TBusinessOwner) => {
const { shouldUseSSN } = renderBODeps(owner);
const isSSN = owner?.ssn;
const docType = shouldUseSSN
? {
label: isSSN ? "SSN" : "EIN",
value: formatSSN((isSSN ? owner?.ssn : owner?.ein) || ""),
}
: {
label:
owner.documentType === "passport_id" ? "Passport" : "National ID",
value: owner.documentNumber as string,
};
return docType;
};
return businessOwnersList?.map((owner, idx) => {
const ownership =
owner.ownership && !isNaN(parseFloat(owner.ownership))
? parseFloat(owner?.ownership) % 1 === 0
? parseInt(owner?.ownership)
: parseFloat(owner?.ownership).toFixed(2)
: owner?.ownership;
return [
{ label: "Full Name", value: `${owner?.firstName} ${owner?.lastName}` },
{ label: "Email", value: owner?.email || "" },
{ label: "Ownership Percentage", value: `${ownership ?? 0}%` },
getDocType(owner),
{
label: "Date of Birth",
value: formatInUTCMoment(owner?.dob),
},
{
label: "Business Owner Phone",
value: isEmptyPhone(owner?.phone)
? ""
: betterPhoneNumber(owner?.phone),
isPhoneNumber: true,
},
{
label: "Country of Citizenship",
value: owner?.citizenship
? `${getCountryNameFromCode(owner?.citizenship)}`
: "United States ",
},
{
label: "Country of Residence",
value: owner?.countryOfResidence
? `${getCountryNameFromCode(owner?.countryOfResidence)}`
: "United States",
isLast: businessOwnersList?.length - 1 !== idx,
},
];
});
};
const getMerchantInfo = (
data: IParsedData,
{ hiddenProcessor, domain }: { hiddenProcessor: boolean; domain: string },
) => {
const {
merchantName,
category,
categoryCodeName,
billingDescriptor,
billingDescriptorPrefix,
websiteURL,
estimatedAnnualRevenue,
servicePhoneNumber,
averageTicketAmount,
highTicketAmount,
serviceCountriesOutUSCanada,
countriesServicedOutside,
businessPurpose,
description,
merchantID,
enterprise,
classification,
createdAt,
signupTypeDisplayName,
socialMediaURL,
merchantSlug,
parentSlug,
processor,
} = data?.merchantInfo || {};
const prefix = billingDescriptorPrefix || DESCRIPTOR_PREFIX;
return [
{ label: "Merchant Name", value: merchantName },
{ label: "Merchant ID", value: merchantID },
{ label: "Provider", value: enterprise },
{
label: "Classification",
value:
typeof classification === "string"
? classification
: classification?.displayName,
},
{ label: "Created", value: createdAt },
{ label: "Origin", value: signupTypeDisplayName },
{
label: "Processor",
value: processor ? processorMap[processor] : "-",
hidden: hiddenProcessor,
},
{
label: "Merchant Category Code (MCC)",
value: category ? `${category} - ${categoryCodeName}` : "-",
},
{
label: `Billing Descriptor (${prefix})`,
value: billingDescriptor,
},
{
label: "Merchant Phone Number",
value: getServicePhoneNumber(servicePhoneNumber),
isPhoneNumber: true,
},
{ label: "Business Website", value: websiteURL },
{ label: "Business Social Media", value: socialMediaURL },
{
label: "GivePayments URL",
value: `https://${parentSlug}.${domain}givepayments.com/${merchantSlug}`,
},
{
label: BUSINESS_CUNDUCTED_OUTSIDE_USA,
value: serviceCountriesOutUSCanada ? countriesServicedOutside : "None",
isDivider: true,
},
{
label: "Estimated Annual Revenue",
value: formatCurrencyUSD(+estimatedAnnualRevenue),
},
{
label: "Average Ticket Amount",
value: formatCurrencyUSD(averageTicketAmount ?? 0),
},
{
label: "High Ticket Amount",
value: formatCurrencyUSD(highTicketAmount),
isDivider: true,
},
{
label: BUSINESS_PURPOSE_FIELD,
value: (
<span style={{ wordBreak: "break-word" }}>
{businessPurpose || description}
</span>
),
},
].filter((item) => !item.hidden);
};
const formatCurrencyUSD = (value: number | string) => {
return `${parseAmount(value)} USD`;
};
const getBusinessProfile = (data: IParsedData) => {
const {
legalName,
dba,
businessType,
ownershipType,
taxID,
businessOpenedAt,
contactPhone,
tinType,
ageOfBusiness,
} = data?.businessProfile || {};
const { age } = computeAgeOfBusiness(businessOpenedAt || "");
return [
{ label: "Legal Name", value: legalName },
{ label: "Business Type", value: capitalizeFirstLetter(businessType) },
{
label: "Federal Tax ID",
value: tinType === "ssn" ? formatSSN(taxID) : parseTaxID(taxID),
},
{
label: "Business Ownership Type",
value: capitalizeFirstLetter(ownershipType),
},
{ label: "Doing Business As (Optional)", value: dba },
{ label: "Business Creation Date", value: businessOpenedAt },
{
label: "Business Phone Number",
value: getServicePhoneNumber(contactPhone),
isPhoneNumber: true,
},
{
label: "Address",
value: formatAddressDisplay(normalizeAddress(data?.businessAddress)),
},
{
label: "Age of Business",
value: age || ageOfBusiness,
},
];
};
const getPrimaryAccountHolder = (data: IParsedData) => {
const {
lastName,
firstName,
email,
dateOfBirth,
phoneNumber,
citizenship,
countryOfResidence,
} = data?.primaryAccountHolder || {};
const dob = formatInUTCMoment(dateOfBirth);
const name = [firstName, lastName].filter(Boolean).join(" ") || "-";
return [
{ label: "Full Name", value: name },
{ label: "Email", value: email },
{ label: "Date of Birth", value: dob },
{
label: "Mobile Phone",
isPhoneNumber: true,
value: getServicePhoneNumber(phoneNumber),
},
{
label: "Country of Citizenship",
value: citizenship
? `${getCountryNameFromCode(citizenship)}`
: "United States ",
},
{
label: "Country of Residence",
value: countryOfResidence
? `${getCountryNameFromCode(countryOfResidence)}`
: "United States",
},
];
};
const getFees = (data: IParsedData) => {
return {
transactionFees: [
{
label: "Credit Card Transaction",
value: formatFee(data?.fees?.creditCardFee),
},
{
label: "Debit Card Transaction",
value: formatFee(data?.fees?.debitCardFee),
},
{
label: "AMEX Card Transaction",
value: formatFee(data?.fees?.amexCreditCardFee),
},
],
transferFees: [
{
label: "Transfer",
value: `From 0.99 ${CURRENCY} per transfer. Capped at $20 ${CURRENCY} per transfer.`,
},
],
monthlyAccountFees: [
{ label: "Monthly Account", value: `0.00 ${CURRENCY} per month` },
],
gateAwayAccessFees: [
{ label: "Gateway Access Fees", value: `0.00 ${CURRENCY} per month` },
{
label: "Per Transaction Gateway",
value: `0.00 ${CURRENCY} per transaction`,
},
],
chargeBackFees: [
{
label: "Chargeback Refund Fee",
value: `${CHARGEBACK_REFUND_FEE.toFixed(2)} ${CURRENCY} per refund`,
},
{
label: "Chargeback",
value: `${CHARGEBACK_FEE.toFixed(2)} ${CURRENCY} per chargeback`,
},
{
label: "Automated Chargeback Dispute",
value: `${AUTOMATED_CHARGEBACK_DISPUTE_FEE.toFixed(
2,
)} ${CURRENCY} per dispute case`,
},
],
misleneousFees: [
{ label: "Setup", value: `0.00 ${CURRENCY}` },
{ label: "PCI Compliance", value: `0.00 ${CURRENCY} per year` },
{ label: "Early Termination", value: `0.00 ${CURRENCY}` },
],
};
};
const formatFee = (fee: TFeeObject) =>
fee ? `${calculateFeePerTransaction(fee)} / fee per transaction` : "N/A";
//calculateFeePerTransaction
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