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import { TermsOfServiceProps } from "./types";
import {
Heading,
ListElement,
ParagraphGeneric,
ParagraphPage,
UList,
AddressSpan,
Title,
} from "./TermsOfServiceContent.styles";
import { giveCorpAddress } from "@constants/constants";
import TermsOfServiceContentVersion from "./TermsOfServiceContentVersion";
const TermsOfServiceContentGeneral = ({
...props
}: Omit<TermsOfServiceProps, "customStyles"> & { isPage?: boolean }) => {
const { isPage } = props;
const Paragraph = isPage ? ParagraphPage : ParagraphGeneric;
return (
<>
{!isPage && (
<Title>GiveCorporation Terms of Service - United States</Title>
)}
<TermsOfServiceContentVersion {...props} />
<Heading>Introduction</Heading>
<Paragraph>
These Terms of Service govern your use of all websites, checkout pages,
applications, and services operated by GiveCorporation Inc.
(“GiveCorporation,” “we,” “us,” or “our”). By accessing or using any
GiveCorporation-operated site or payment interface, you agree to these
Terms.
<br />
<br />
Depending on how you use our platform, different sections may apply to
you:
<br />
<br />
<UList>
<ListElement>
<strong>Cardholder Terms</strong> apply if you are only making a
card payment as a payer/cardholder. (Unless you also use other
GiveCorporation services, such as the GivePayments platform as a
merchant or provider.)
</ListElement>
<ListElement>
<strong>Both the Cardholder Terms and the Extended Terms</strong>{" "}
apply if you are a merchant, provider, partner, or business user
using GiveCorporation services for commercial purposes. It applies
also if you use APIs, business dashboards, payout services, or any
GiveCorporation-operated platform features.
</ListElement>
</UList>
<br />
Please review the section that corresponds to your role when interacting
with our services.
</Paragraph>
<Heading>
Cardholder Terms (applies only when you are making a payment)
</Heading>
<Paragraph>
<strong>Applicability</strong>
</Paragraph>
<Paragraph>
If you are making a payment using your credit card, debit card, or other
supported payment method to a merchant using our platform, only the
Cardholder Terms in this section apply to you.
<br />
You are not entering into a separate commercial agreement with
GiveCorporation. You are simply authorizing a card payment to the
merchant.
<br />
<strong>
If you are also a merchant or a provider, the Extended Terms (below)
also apply.
</strong>
</Paragraph>
<Paragraph>
<strong>Your Payment</strong>
</Paragraph>
<Paragraph>
You are making a payment to a merchant (sometimes referred to as
“recipient,” “creator,” “campaign owner,” or “business”).
<br />
GiveCorporation is acting solely as a regulated payments service
provider that securely processes the transaction.
<br />
Your purchase, donation, booking, or contribution is governed by the
merchant’s policies, not by GiveCorporation.
<br />
</Paragraph>
<Paragraph>
<strong>Refunds, Returns & Merchant Responsibilities</strong>
<UList>
<ListElement>
All refund, return, or product/service issues must be directed to
the merchant.
</ListElement>
<ListElement>
GiveCorporation is not a party to your underlying purchase or
donation.
</ListElement>
<ListElement>
Refunds follow the merchant’s policy and any applicable
consumer-protection laws.
</ListElement>
</UList>
</Paragraph>
<Paragraph>
<strong>Your Card Network Rights</strong>
</Paragraph>
<Paragraph>
Your rights under Visa, Mastercard, American Express, Discover, or any
other payment network remain unchanged.
<br />
This includes your rights to:
<UList>
<ListElement>
File a dispute or chargeback with your issuing bank. The dispute is
handled between you and your bank.
</ListElement>
<ListElement>Request information from your issuer</ListElement>
<ListElement>Challenge unauthorized charges</ListElement>
</UList>
</Paragraph>
<Paragraph>
<strong>Security & Compliance</strong>
</Paragraph>
<Paragraph>
GiveCorporation processes your payment:
<UList>
<ListElement>Securely</ListElement>
<ListElement>
In compliance with banking and regulatory requirements
</ListElement>
<ListElement>Following all applicable card-network rules</ListElement>
</UList>
We may conduct fraud screening or verification to protect both
cardholders and merchants.
</Paragraph>
<Paragraph>
<strong>No Contract Needed to Make a Payment</strong>
</Paragraph>
<Paragraph>
You are not required to enter into a service agreement with
GiveCorporation in order to make a payment.
<br />
The checkout notice and these Terms exist only to explain:
<UList>
<ListElement>How your payment is processed</ListElement>
<ListElement>How your data is handled</ListElement>
<ListElement>Your rights and protections</ListElement>
<ListElement>
Our obligations as a regulated payments provider
</ListElement>
</UList>
They are not a merchant contract and are not intended to burden you.
</Paragraph>
<Heading>
Extended terms (applies only to merchants and providers)
</Heading>
<Paragraph>
<strong>Applicability</strong>
</Paragraph>
<Paragraph>
These Extended Terms govern your use of GiveCorporation’s platforms,
dashboards, APIs, systems, and financial technology services as a
merchant, provider, enterprise client, or partner.
<br />
These Terms apply in addition to any product-specific agreements or
policies, including but not limited to Service Agreements such as
Merchant Agreements, Provider Agreements, SaaS Agreements, or Licensing
Terms that govern your access to specific features or offerings made
available by GiveCorporation.
<br />
If there is a conflict between a service agreement and these Terms, the
service agreement governs.
</Paragraph>
<Paragraph>
<strong>Definitions</strong>
</Paragraph>
<Paragraph>
<strong>“GiveCorporation” “we,” “us,”</strong> or <strong>“our”</strong>{" "}
means Give Corporation Inc., including its affiliates, subsidiaries, and
authorized representatives.
<br />
<strong>“You”</strong> or <strong>“your”</strong> refers to the
individual or legal entity accessing or using the Services, and any
authorized agents or representatives acting on their behalf.
<br />
<strong>“Services”</strong> means all websites, applications, platforms,
systems, tools, APIs, documentation, features, products, content, and
technologies offered or operated by GiveCorporation, including but not
limited to its various payment processing, P2P transfers, financial
management, infrastructure, and compliance offerings.
<br />
<strong>“User Data”</strong> means any data, information, or content
submitted, uploaded, or transmitted by you or on your behalf through or
to the Services, including personal data, business data, payment data,
and communications.
<br />
<strong>“Service Agreement”</strong> means any formal agreement entered
into between you and GiveCorporation for the use of specific Services,
including but not limited to a Merchant Agreement, Provider Agreement,
SaaS Agreement, Licensing Agreement, or P2P Agreement, etc..
<br />
<strong>“Applicable Law”</strong> means all applicable federal, state,
local, and international statutes, regulations, directives, rules,
ordinances, judicial decisions, and industry standards that apply to you
or to GiveCorporation in connection with the use of the Services.
<br />
<strong>“Third-Party Services”</strong> means any services, products,
content, software, or platforms provided by third parties that may be
integrated with or accessible through the GiveCorporation Services.
<br />
<strong>“Account”</strong> means any administrative, operational, or
financial profile established by or for you with GiveCorporation to
enable access to one or more Services.
<br />
<strong>“Confidential Information”</strong> means non-public business,
technical, or financial information disclosed by one party to the other
in connection with the Services, which is marked or otherwise designated
as confidential or would reasonably be understood as confidential given
the nature of the information.
<br />
<strong>“Force Majeure Event”</strong> means any event beyond the
reasonable control of a party, including acts of God, labor disputes,
civil unrest, war, pandemics, governmental actions, network or internet
outages, or third-party service interruptions.
<br />
<strong>“P2P transfer”</strong> means Peer to Peer. A user can digitally
transfer funds from his bank account to another's bank account.
</Paragraph>
<Heading>Eligibility and Registration</Heading>
<Paragraph>
You must be legally authorized to enter into a binding agreement in your
jurisdiction including being at least 18 years old, and must use the
Services only for lawful business purposes. You represent and warrant
that all information you provide during registration is true, complete,
and kept up to date.
</Paragraph>
<Heading>Our Services</Heading>
<Paragraph>
GiveCorporation offers a suite of financial technology products and
platforms that support payment processing, P2P transfers, risk
management, infrastructure licensing, financial tools, and account
services. These offerings may vary over time.
</Paragraph>
<Paragraph>
Specific product names or features may change without notice and are
governed by the applicable Service Agreement or documentation presented
at the time of use.
</Paragraph>
<Heading>Account & Access</Heading>
<Paragraph>You are responsible for:</Paragraph>
<UList>
<ListElement>Maintaining the security of your credentials.</ListElement>
<ListElement>All activity conducted under your account.</ListElement>
<ListElement>
Promptly notifying us of any unauthorized access.
</ListElement>
</UList>
<Paragraph>
We may suspend access if suspicious activity or violations are detected.
</Paragraph>
<Heading>Use Restrictions</Heading>
<Paragraph>You agree not to:</Paragraph>
<UList>
<ListElement>
Use the Services for any unlawful purpose or in violation of
applicable laws.
</ListElement>
<ListElement>
Engage in activity that is fraudulent, deceptive, harmful, or abusive.
</ListElement>
<ListElement>
Interfere with the operation, integrity, or security of our Services.
</ListElement>
<ListElement>
Attempt to reverse engineer, disassemble, or misuse GiveCorporation’s
proprietary software or services.
</ListElement>
<ListElement>
Engage in card testing activities or automated scripting attacks;
</ListElement>
<ListElement>
Submit test transactions or conduct behavior designed to probe system
security, authorization limits, or response behavior;
</ListElement>
<ListElement>
Use the Services in a way that causes disproportionate load, or mimics
fraudulent or high-risk patterns, including repeated small-value
transactions or abnormal card usage velocity;
</ListElement>
<ListElement>
Aid or abet any collusive or coordinated activity with the intent to
defraud cardholders, issuers, or the platform.
</ListElement>
</UList>
<Paragraph>
GiveCorporation reserves the right to monitor activity and apply
restrictions, reserves, or account suspension based on detected abuse
patterns or card network alerts.
</Paragraph>
<Heading>Intellectual Property</Heading>
<Paragraph>
GiveCorporation retains all right, title, and interest in and to its
trademarks, service marks, logos, software, and content, whether
registered or not. Use of our intellectual property without express
written permission is strictly prohibited.
</Paragraph>
<Paragraph>
If you choose to provide feedback, suggestions, or ideas about our
Services, you grant GiveCorporation a non-exclusive, royalty-free,
worldwide, irrevocable, perpetual license to use and incorporate such
feedback into our Services without obligation to compensate or credit
you.
</Paragraph>
<Heading>Data and Privacy</Heading>
<Paragraph>
GiveCorporation handles personal and business data in accordance with
our Privacy Policy. You acknowledge and consent to our use of your data
as necessary to provide and improve our Services. You are responsible
for your own data compliance obligations, including under PCI DSS, CCPA,
GDPR, and any applicable local laws. To opt out you can do so on our
website.
</Paragraph>
<Heading>Compliance, Verification & Monitoring</Heading>
<Paragraph>
These Terms apply to all visitors and prospective customers of
GiveCorporation. If you choose to access or use any of our platforms or
services — whether GivePaid, GiveTrust, Givei, GiveCash, GivePayments,
or any future offering — you will be required to:
</Paragraph>
<UList>
<ListElement>
Execute a separate Service Agreement that governs your specific
relationship with us and the scope of services provided.
</ListElement>
<ListElement>
Agree to product-specific terms and policies, including but not
limited to our Merchant Agreement, SaaS Agreement, P2P Agreement,
Acceptable Use Policy, and any applicable risk, security, or
compliance guidelines.
</ListElement>
</UList>
<Paragraph>
Once under contract, you agree to the following compliance obligations:
</Paragraph>
<UList>
<ListElement>
Know Your Business/Customer (KYB/C) & Anti-Money Laundering (AML): You
must provide accurate information and documentation regarding your
business, beneficial ownership, and operations, as required under
applicable law or our internal risk policies.
</ListElement>
<ListElement>
Ongoing Verification: GiveCorporation reserves the right to conduct
background checks, credit evaluations, or other due diligence during
onboarding and at any time thereafter.
</ListElement>
<ListElement>
Monitoring & Risk Controls: We may monitor your activity, transaction
patterns, or account behavior to detect fraud, financial crime, or
violations of applicable laws. We may also implement reserves,
transaction limits, or service restrictions at our discretion.
</ListElement>
<ListElement>
Cooperation Requirement: You agree to promptly respond to requests for
additional documentation, investigations, account verification, or
operational clarification.
</ListElement>
</UList>
<Paragraph>
For complete terms and operational requirements, please refer to your
applicable Service Agreement.
</Paragraph>
<Heading>Risk and Underwriting</Heading>
<Paragraph>
For services involving financial transactions, GiveCorporation may
evaluate your business activity and reserves the right to suspend,
withhold, or terminate service if we detect excessive chargebacks,
fraud, or policy violations. Risk controls, reserves, transaction
limits, or onboarding re-evaluations may be imposed at our discretion.
</Paragraph>
<Heading>Third-Party Services and APIs</Heading>
<Paragraph>
If you access or integrate with third-party platforms or use our APIs:
</Paragraph>
<UList>
<ListElement>
You do so at your own risk and subject to third-party terms.
</ListElement>
<ListElement>
We are not liable for third-party performance or security.
</ListElement>
<ListElement>
You must not use our APIs in any manner that degrades, disrupts,
damages, or interferes with the Service or violates these Terms.
</ListElement>
</UList>
<Heading>Fees and Payments</Heading>
<Paragraph>
You agree to pay all applicable fees, charges, and taxes incurred
through your use of the Services, as outlined in the applicable Service
Agreement or pricing documentation.
</Paragraph>
<Paragraph>Fees may include but are not limited to:</Paragraph>
<UList>
<ListElement>
Interchange fees set by card networks (including VISA Credit Fee,
MasterCard Credit Fee, AMEX Fee, Discover Credit Fee, VISA Debit Fee,
MasterCard Debit Fee, and Discover Debit Fee)
</ListElement>
<ListElement>
Processing and platform service fees (including Network Fee, Gateway
Connectivity, Security & Fraud Prevention, Concierge Fee, and
Settlement Fee)
</ListElement>
<ListElement>
Processing fees for P2P transactions, such as standard and
crossborder,
</ListElement>
<ListElement>
Risk-based fees (including Normal Risk Fee Category, High Risk
Category Fee, and Restricted Category Fee)
</ListElement>
<ListElement>
Compliance and dispute-related fees (including PCI Non Compliance Fee,
Chargeback Fee, and Refund Fee)
</ListElement>
<ListElement>
Transfer fees (including Transfer Fee Tier 1, Transfer Fee Tier 2, and
Transfer Fee Tier 3)
</ListElement>
</UList>
<Paragraph>
GiveCorporation may adjust fees from time to time in accordance with
your applicable Service Agreement, and may pass along costs incurred
from payment networks, processors, or sponsor banks.
</Paragraph>
<Heading>Refunds and Chargebacks</Heading>
<Paragraph>
Refunds must be requested directly from the merchant or P2P initiator
responsible for the original transaction. However, GiveCorporation
reserves the right to issue refunds at its sole discretion.
GiveCorporation is not a party to the sales contract between you and the
merchant. Merchants are responsible for managing their refund policies
and ensuring compliance with applicable consumer protection laws.
Refunds may be subject to applicable fees.
</Paragraph>
<Paragraph>
Chargebacks are disputes initiated by cardholders through their issuing
bank. In the event of a chargeback, GiveCorporation may submit
transaction evidence provided by the merchant. A completed transaction
may serve as valid proof of purchase and may be submitted to counter the
dispute.
</Paragraph>
<Paragraph>
GiveCorporation may deduct any associated chargeback fees or losses from
future settlements. If GiveCorporation determines that your account
exhibits elevated refund or dispute activity, we may apply enhanced risk
controls, such as reserves, delayed payouts, or account suspension.
</Paragraph>
<Paragraph>
Additional obligations regarding refunds and chargebacks may be defined
in your applicable Service Agreement.
</Paragraph>
<Heading>Termination</Heading>
<Paragraph>
We may suspend or terminate your access to Services for any breach of
these Terms or applicable agreements. You may terminate at any time by
ceasing to use our Services and complying with applicable wind-down or
data retrieval procedures.
</Paragraph>
<Heading>Force Majeure</Heading>
<Paragraph>
GiveCorporation will not be liable for any delay or failure in
performance resulting from causes beyond its reasonable control,
including natural disasters, power or internet outages, cyberattacks,
labor disputes, war, civil unrest, pandemics, or government actions.
</Paragraph>
<Heading>Disclaimers and Limitations</Heading>
<Paragraph>
The Services are provided “AS IS” and “AS AVAILABLE.” We do not
guarantee uninterrupted service or error-free operations. To the extent
permitted by law, GiveCorporation disclaims all warranties and shall not
be liable for indirect, incidental, or consequential damages arising
from use of the Services.
</Paragraph>
<Heading>Indemnification</Heading>
<Paragraph>
You agree to indemnify and hold harmless GiveCorporation, its
affiliates, and its officers, directors, and employees against all
claims, liabilities, damages, and expenses (including legal fees)
arising from your use of the Services or violation of these Terms.
</Paragraph>
<Heading>Governing Law and Disputes</Heading>
<Paragraph>
These Terms are governed by the laws of Arizona law and/or applicable
federal law (including the Federal Arbitration Act). All disputes
arising from or relating to these Terms or the Services shall be subject
to exclusive jurisdiction in the courts of the County of Maricopa,
Arizona, or federal court for the District of Arizona.
<br />
If any provision of these Terms is found to be invalid or unenforceable,
the remainder of the Terms shall remain in full force and effect.
</Paragraph>
<Heading>Changes to Terms</Heading>
<Paragraph>
We may modify these Terms at any time. Continued use of the Services
after a change constitutes acceptance of the updated Terms. We will
notify you of material changes through the website or other
communication channels.
</Paragraph>
<Heading>Contact Us</Heading>
<Paragraph>
For questions about these Terms or our Services, contact{" "}
<a href="mailto:legal@givecorporation.com">legal@givecorporation.com</a>{" "}
or write to:
</Paragraph>
<Paragraph>
GiveCorporation
<br />
Attn: Legal Department
<br />
<AddressSpan>{giveCorpAddress.line1}</AddressSpan>
<br />
<AddressSpan>{giveCorpAddress.line2}</AddressSpan>
<br />
</Paragraph>
</>
);
};
export default memo(TermsOfServiceContentGeneral);
|